Hello, today we’re going to learn about how to get “5 places where you can get microloans for unemployed people.” With the recent economic difficulties, unemployed people without income often need funds urgently. 무직자 소액대출
So based on the latest information, I’ll explain in detail “5 places where you can borrow microloans for unemployed people.”
Find out at a glance several microloans! jasminevista.com
K-Bank Emergency Loan
K-Bank is an Internet bank! It offers emergency loan products that allow microloans for unemployed people. Applicants can apply if they have a NICE credit score of 450 or more based on their credit score, and the maximum loan limit is 5 million won.
The loan interest rate starts at a minimum of 4.47% per year, and the loan period can be selected from 1 to 3 years. It is very convenient because you can apply non-face-to-face.
an unemployed microloan
K-Bank Emergency Loan Shortcut!
Hana Bank’s OneQ Emergency Loan
Hana Bank also has a product called One Q Emergency Loan that allows microloans for unemployed people. If you can issue a Seoul Guarantee Insurance policy, you can apply regardless of your job or income, and the loan limit is from 500,000 won to 3 million won. The loan interest rate is relatively low at 4.43 percent per year, and you can use the loan for one year as a temporary maturity repayment method.
an unemployed microloan
Going to apply for a 1Q emergency loan!
SBI Savings Bank Speedron
SBI Savings Bank’s Speed Loan is suitable for the unemployed who need a microloan. Loans are available regardless of occupation and income, and the maximum loan limit is 5 million won.
Loan rates start at a minimum of 6.9% per year, with a maximum loan period of three years. Quick loans are possible because you can easily apply through the mobile app.
an unemployed microloan
Make sure you can borrow it right away!
Cider Bank microloan
Cider Bank offers micro-loan products that you can apply for on mobile. Unemployed people can apply for it, and the maximum loan limit is W5 million. The loan interest rate is 6.9% per year, which is relatively cheap.
You can use the loan for one year through a lump-sum maturity repayment method, and you can extend it if necessary. It can be used in the form of a negative bank account, so you can borrow as much as you need and pay interest.
an unemployed microloan
Microloan Shortcut!
Sunshine Lone Youth
Sunshine Loan Youth is a loan product for young unemployed people, targeting college students, graduate students, and job seekers aged 19 to 34 and under.
The loan limit is up to 6 million won per year, a total of 12 million won, and the loan interest rate is very low at 3.5% per year. The loan period can be set up to 8 years, so the repayment burden is low.
an unemployed microloan
Sunshine Loan Youth Loan Shortcut!
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the closing sentence
So far, we’ve introduced “5 Places for Unemployed Microloans”! As such, there are many ways for unemployed people to get microloans. Each product has different conditions and limits, so it’s important to choose a loan product that suits your situation.
Always refer to the latest information and solve financial problems with appropriate loans when needed. For more information, visit each financial institution’s official website.