Hello! Today, I would like to summarize what I have learned about the “Credit Recovery Commission Non-face-to-face Terms and Methods of Applying for Small Loans” that many people are curious about. In particular, I will explain in detail the methods and conditions for applying for Small Loans Non-face-to-face by the Credit Recovery Commission. 신용회복위원회 소액대출
Credit Recovery Commission Micro Loan Application Shortcut!
What is credit recovery committee microloans?
The Credit Counseling and Recovery Service’s microloans provide emergency living stabilization funds to support those who are struggling financially. Loans can be made up to 5 million won, and the interest rate is within 4% per year. In particular, there is a system that allows you to easily apply for a non-face-to-face meeting. jasminevista.com
Credit Recovery Commission microloans
✅ Eligibility for non-face-to-face application
Anyone who has been faithfully repaying the debt for more than six months after receiving debt adjustment by the Credit Recovery Committee or has completed repayment within the last three years
a person with sufficient income or repayment capacity
Anyone who has not incurred any new debt within the last 6 months
✅ Not eligible for small loans
Those who lack the income or capacity to repay the loan
Person whose overdue information is registered on the credit information inquiry table 
a person with excessive possessions
Those who have a large amount of new debt since the debt adjustment
Anyone who has incurred a new debt within the last 6 months
Anyone who has been approved for individual rehabilitation through the court (application for consultation with the branch office)
※ In addition to the above, loans may be restricted if there are other ineligible matters.
Loan limit and terms
The maximum loan limit is 5 million won. It is said that the maximum amount that can be applied once is 3 million won. In addition, the repayment period is up to 3 years, and the repayment is made in equal installments of principal and interest. Interest rates are set very reasonably within 4% per year.
Credit Recovery Commission microloans
How to apply for a non-face-to-face micro-loan
Non-face-to-face microloans can be applied through the Cyber Branch of the Credit Recovery Commission. I’ll give you a brief procedure below.
Access to the website of the Cyber Branch of the Credit Counseling and Recovery Service
Choose a non-face-to-face microloan menu
Authenticate yourself using a joint certificate (formerly public certificate)
Enter the required information and submit the application form
In order to apply for a non-face-to-face small loan, government 24 membership registration and Health Insurance Corporation certification are required.
Precautions
When applying for a loan, it is better to select the most reliable financial institution in the current situation, and many crimes related to personal information are occurring these days, so please be careful.
Look at the loan interest rate and terms, and if you don’t understand it, make sure to inquire again and understand! And when you proceed with the repayment, make sure that it is repaid as planned.
Please note that the loan should only be used for a designated purpose, and there may be legal liability if it is used for any other purpose!!
If there is false information in the submitted document, the loan may be canceled even after proceeding, and you may be subject to false related legal punishment, so please just fill out the facts.
concluding article
So far, we’ve learned about the Credit Counseling and Recovery Service’s non-face-to-face application methods and conditions for microloans. I hope the Credit Counseling and Recovery Service’s microloans will help you a lot in times of economic difficulty. If you have any questions, please contact the Credit Counseling and Recovery Service’s Customer Satisfaction Department at 1600-5500!
I hope this article has helped you, and I will continue to come back with useful information.
It’s a good article to read together
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